Privacy Policy


Date Last Revised: June 3rd, 2015

I. Commitment to Privacy and Acceptance of Terms

At FullServiceCFO, our most important asset is our relationship with you.

FullServiceCFO is committed to maintaining the confidentiality, integrity and security of any personal information about our users. This Privacy & Security Policy explains how we protect personal information provided through the application “Full Service CFO” and how we use that information in connection with our service offered through the application (the “Service”). “Personal information” for purposes of this Policy means information that identifies you or your business, such as your name, address, phone number, fax number or email address or that of your business.

By using the Services provided to you through the application, you consent to the collection and use of your information as outlined in this Privacy Policy. FullServiceCFO stresses its privacy and security standards to guard against identity theft and provide security for your personal information. We reserve the right to change this Privacy Policy at any time, but all changes will be posted to this page and in the application/My Account so that you can remain informed as to what information we collect and how we use it. We regularly re-evaluate our privacy and security policies and adapt them as necessary to deal with new challenges. Changes are effective when posted to this page and the application/My Account, and your continued use after any change is posted is an acceptance of the change.

II. Information we collect

As is true of most applications, FullServiceCFO can automatically gather information about your computer such as your IP address, browser type, referring/exit pages, and operating system. There is also information about your computer hardware and software that is automatically collected by the Website. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by FullServiceCFO for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the application. We use this information to:

  • Fulfill your order
  • Send you an order confirmation
  • Assess the needs of your business to determine suitable products
  • Send you requested product or service information
  • Send product updates or warranty information
  • Respond to customer service requests
  • Administer your account
  • Send you marketing communications, alerts and notifications
  • Provide the financial services you requested
  • Respond to your questions and concerns
  • Improve our Website and marketing efforts
  • Conduct research and analysis
  • Display content based upon your interests

III. Personally Identifiable Information

To start use the Full Service CFO application or the Service require registration, which involves providing FullServiceCFO information including, but not limited to:

  • Contact Information such as name, email address, mailing address, phone number;
  • Billing Information such as credit card number, and billing addressl
  • Personally Identifiable Information meaning your name, user name, e-mail address, mailing address, account number(s) and password;
  • Preferences Information such as product wish lists, order history, marketing preferences;
  • Information about your business such as company name, company size, business type; and
  • Demographic information which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

Access to the Personally Identifiable Information you provide is strictly restricted and used in accordance with specific internal procedures and safeguard governing access, in order to operate, develop or improve the Service. These individuals have been selected in accordance with our security policies and practices and are bound by confidentiality obligations. They may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

From time to time we may request other personal information to provide you with other benefits of the Service. In all such instances, you will be given the opportunity to provide or to decline to provide that information, and it will be used only for the stated purpose.

A. How we use your information
Simply put, we do not and will not sell or rent your Personally Identifiable Information to anyone, for any reason, at any time. FullServiceCFO uses and discloses your personal information only as follows:

  • to analyze application usage and improve the Service;
  • to deliver to you any administrative notices, alerts and communications relevant to your use of the Service;
  • to fulfill your requests for certain products and services;
  • for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity;
  • to third-party contractors that provide services to FullServiceCFO and are bound by these same privacy restrictions (see below);
  • to enforce FullServiceCFO’s Terms of Use; and
  • as otherwise set forth in this Privacy and Security Policy

B. Email Communications from us
We provide our registered customers with alerts, notifications and other communications. We may also allow users to subscribe to email newsletters and from time to time may transmit emails promoting FullServiceCFO or third-party goods or services.

Customers/subscribers have the ability to opt-out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails, such as email alerts.

C. Third Party Sites
Our application and services may include links to other websites whose privacy practices may differ from those of FullServiceCFO. We encourages you to review the privacy statements on other websites you choose to link to so that you can understand how those websites collect, use and share your information. If you submit personal information to any of those sites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any Web site or service you visit. FullServiceCFO is not responsible for the privacy statements or other content on websites outside of the application.

IV. Changes to your Registration Information

If your Registration Information changes during your subscription to FullServiceCFO (Full Service CFO), you may update it any time via the administration in the application/My Account.

V. Non-Personally Identifiable Information

FullServiceCFO may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:

  • Advertisers and other third parties for their marketing and promotional purposes, such as the number of users who use our Services or how many users clicked on a particular FullServiceCFO Offer;
  • Organizations approved by FullServiceCFO that conduct research to assist us in developing our business; and
  • Users of the Service for purposes of comparison of their personal financial situation relative to the broader community.

Such information will never identify you individually.

A. Online session information and use is only used to improve your experience
When you visit use the application we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Website. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our Web design and functionality.

“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. FullServiceCFO may set and access cookies on your computer to track and store preferential information about you. We may use cookies, for example, to keep track of your preferences and profile information. Cookies are also used to collect general usage and volume statistical information that does not include personal information. For example, FullServiceCFO may assign a cookie to you, to limit the amount of times you see a particular FullServiceCFO Offer or to help better determine which FullServiceCFO Offers to serve to you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you.

We may encode our cookies so that only we can interpret the information stored in them.

Web beacons (sometimes called single-pixel gifs) are images embedded in a Web page or email for the purpose of measuring and analyzing site usage and activity. FullServiceCFO, or third party service providers acting on our behalf, may use Web beacons to help us analyze Website usage, improve the Service and to compile aggregated statistics to analyze how our application is used. These may be used in some of our emails to let us know which emails and links have been opened by recipients. This allows us to gauge the effectiveness of our customer communications and marketing campaigns.

We may use third party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online campaigns. We may permit these service providers to use cookies and other technologies to perform these services for FullServiceCFO. We do not share any personal information about our customers with these third party service providers, and these service providers do not collect such information on our behalf. Our third party service providers are required to comply fully with this Privacy and Security Policy.

We may use Google Analytics on parts of this Website. If you prefer to not have your data used by Google Analytics you may visit the Google Analytics opt-out page and install the add-on for your browser.

B. Do Not Track
Without an industry or legal standard of interpreting Do Not Track (DNT) signals sent to us by your browser, we do not respond DNT signals at this time. To learn more about how DNT works, please visit

VI. Disclosures to protect our rights or if required by law

Notwithstanding the foregoing, FullServiceCFO reserves the right (and you authorize FullServiceCFO) to share or disclose your personal information when FullServiceCFO determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:

  • To enforce our rights against you or in connection with a breach by you of this Privacy and Security Policy or the applictions Terms of Use;
  • to prevent prohibited or illegal activities;
  • when required by any applicable law, rule regulation, subpoena or other legal process;
  • when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request; or
  • to any other third party with your prior consent to do so.

A. Merger, Acquisition or Sale
Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization or other change of control. If FullServiceCFO is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

VII. Third Party Offerings

There may be a number of separate products and services offered by third parties advertised by us in our application and through the Service that may be complementary to your use of Full Service CFO. If you choose to use these separate products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of external services providers before deciding to use their services. FullServiceCFO is not responsible for their privacy practices. If you click on a link to a third party site, FullServiceCFO encourages you to check the privacy policy of that site. FullServiceCFO may present links in a format that enables us to keep track of whether these links have been followed and whether any action has been taken on a third party website. We use this information to improve the quality of the FullServiceCFO Offers and customized content on the Service.

A. Third-Party Vendors and Service Providers
We may also use third party vendors or service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they’re providing. We require such third parties to maintain the confidentiality of the information we provide to them.

We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell your personal information to third parties.

VIII. Ownership of Data

Your data is yours. You can remove it anytime you want. When you request us to delete your account for the Service, your data will be permanently expunged from our primary production servers and further access to your account will not be possible. We will also promptly disconnect any connection we had established to your Account and delete all account credentials. However, portions of your data, consisting of aggregate data derived from your Account Information, may remain on our production servers indefinitely. Your data may also remain on a backup server or media. FullServiceCFO keeps these backups to ensure our continued ability to provide the Service to you in the event of malfunction or damage to our primary production servers. We also reserve the right to use any aggregated or anonymous data derived from or incorporating your personal information.

IX. Security Measures

A. Online
We may use a combination of firewall barriers, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect any and all accounts and systems from unauthorized access.

When you register for the Service, FullServiceCFO requires a password from you for your privacy and security. FullServiceCFO transmits information such as your registration information for the application securely. From the time you submit your Login ID and Password, these communications between your computer and the application are encrypted. This enables client and server applications to communicate in a way that is designed to prevent eavesdropping, tampering and message forgery.

However, it is important to understand that these precautions apply only to our application and systems. We exercise no control over how your information is stored, maintained or displayed by third parties or on third-party sites.

The security of your personal information is important to us. When you enter sensitive information (such as credit card number) on our order forms, we encrypt the transmission of that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.

B. Physical
Our servers are in a secure facility. Access requires multiple levels of authentication. Security personnel monitor the system 7 days a week, 24 hours a day. Our databases are protected from general employee access both physically and logically. We encrypt your Service password so that your password cannot be recovered, even by us. All backup drives and tapes also are encrypted.

We enforce physical access controls to our buildings. No employee may put any sensitive content on any insecure machine (i.e., nothing can be taken from the database and put on an insecure laptop).

If you have any questions about security regarding the Full Service CFO application and it’s services, you can contact us at

C. Your Login ID and Password
We maintain strict rules to help prevent others from guessing your password. We also recommend that you change your password periodically. You are responsible for maintaining the security of your Login ID and Password. You may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you must contact us immediately via email at but in any event you should change your password immediately via the application/My Account/Profile. We are not responsible if someone else accesses your account through Registration Information they have obtained from you or through a violation by you of this Privacy and Security Policy or the application’s Terms of Use.

If you have a security related concern, please contact us via email at We will work closely with you to ensure a rapid and personal response to your concerns.

X. Contact Us

If you have questions, comments, concerns or feedback regarding this Privacy and Security Policy or any other privacy or security concern, please contact us via email at

Full Service CFO
947 S 500 E STE 303
American Fork, UT, 84003

XI. Disclaimer

A. Patent Information
Features and services within FullServiceCFO products (Full Service CFO) may be the subject matter of pending and issued patents assigned to FullServiceCFO, LLC.

B. Trademark Information
FullServiceCFO and Full Service CFO is registered trademarks and/or registered service marks of FullServiceCFO LLC, or one of its subsidiaries, in the United States and other countries. For more information on FullServiceCFO’s trademarks, please contact us at

C. Copyright Information
FullServiceCFO and Full Service CFO products, services, Web content and related materials (collectively, “Offerings”) are owned by FullServiceCFO and/or its licensors, and all rights in such Offerings are reserved by FullServiceCFO and/or its licensors. For information regarding permission to use screen displays and other content, please contact us on

D. Notices of Infringement
Persons who believe that their copyrights have been infringed via FullServiceCFO sites and the Full Service CFO application and services may notify FullServiceCFO’s Designated Agent. All notices must comply with the requirements of U.S. Copyright Act 17 U.S.C. 512(c)(3) and regulations promulgated thereunder, each as amended. Such notices not complying with these requirements will be returned unprocessed. No other notices or inquiries of any type, including requests for information, purchase or technical support questions, notices of infringement of third-party trademark or patent rights, employment inquiries, press inquiries, or investor inquiries, will be read or answered under this Agent and Agent Address.

Designated Agent and Address of Agent:
Attn: FullServiceCFO LLC Copyright Agent c/o
Richards Brant Miller Nelson
299 South Main Street
Salt Lake City, Utah 84111